In college, I used to get coffee with a local investor named Tom Rutledge. Tom has a rich background in capital markets and credit origination, and he taught me a lot. Back then, he used to tell me about a thesis that was circulating in his head — as software ate the world and entered more capital intensive or asset heavy industries, tech companies of all sorts would need a debt and capital markets strategy to remain competitive. They would need better tools, integrated workflows, and domain expertise to blend the worlds of structured and equity finance.